Compiled list of NEED-BASED Financial Aid at many universities

"With rising tuition costs, and facing the burden of student loans, college students often look for scholarships. There are many types of scholarships, some offered by the college or university, and others offered by foundations or organizations. Some are based solely on academic performance, some on ethnic background, and others on financial circumstances. This last is a need based scholarship.

A need based scholarship may be offered by the school, a business, an organization, or a private endowment. A need based scholarship may take academics into account, but the primary criterion for qualification is demonstrating financial need. Students who have parents in a lower-middle income bracket may not have the funds to pay for college, but their parents make too much for them to qualify for government grants and other assistance primarily for students at or below the poverty level." - Wisegeek

Basically it means by the time you graduate, you will have NO to little (VERY little) loans.

And here's the much-awaited list for need-based financial aid now that you know what it means...

School ----- Eligibility requirements:
Amherst College ----- No max of income
Arizona State University ----- Arizona residents with family income of up to $25,000 [1]
Bowdoin College ----- No max of income [2]
Cal Tech ----- Annual income below $60,000 [3]
Colby College ----- No max of income; all students [4]
Columbia University ----- Annual income below $50,000
Cornell University ----- Annual income below $75,000
Dartmouth College ----- Annual income below $75,000 [5]
Davidson College ----- No max of income
Duke University ----- Annual income below $40,000[6]
Emory University ----- Annual income below $50,000
Haverford College ----- First-year students with financial need. [7]
Harvard University ----- Annual income below $60,000
University of Maryland, College Park ----- Maryland resident with 0 EFC. [8]
Michigan State University ----- Michigan resident with family incomes at or below the federal poverty line. [9]
Northwestern University ----- Family income lower than approx. $55,000. [10]
North Carolina State University ----- Income less than 150% of the poverty line. Requires the family to have "limited assets," regardless of state residency. [11]
University of Chicago ----- Students who demonstrate financial need and whose annual family income totals $75,000 or less.[12]
UNC Chapel Hill ----- 200% of federal poverty line ($24,000 to $37,000)
University of Pennsylvania ----- Annual income below $50,000
Pomona College ----- No max of income [13]
Princeton University ----- No max of income
Rice University ----- Annual income below $30,000
Stanford University ----- Annual income below $45,000
Swarthmore College ----- Anyone with financial need [14]
Tufts University ----- Annual income below $40,000[15]
University of Virginia ----- 200% of federal poverty line ($24,000 to $37,000)
Washington and Lee University ----- No max of income
Wellesley College ----- $60,000[16]
Wesleyan University ----- $40,000[17]
College of William and Mary ----- $40,000 (VA residents only)
Williams College ----- No max of income
Yale University ----- Annual income below $45,000

3 more you can check out...
www.knox.edu/financialaid.xml

http://www.cod.edu/dept/fin_aid/Scholarship3.html

www.wooster.edu/financialaid/